Emergency Fitness Fund

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When Life Hands You a Parking Ticket

I recently had a parking ticket that made me laugh. I had gone to meet up with some friends at a bar in Nashville and forgot to pay the $5 parking fee at the parking terminal on my way in. About 45 minutes later, I remembered, and sure enough, there was a fine for $70 plus a processing fee tucked under my windshield wiper.

My first thought was, “Oh crap!” But instead of beating myself up over it, I laughed. Then, I went back into the restaurant and finished hanging out with my friends. Later that night, I paid the parking ticket and transferred the exact amount from my “Absent Minded Fund” into my checking account.

A Proactive Approach

I keep a separate savings account, which I like to call my “Absent Minded Fund” (although I’m trying to rename it to something more positive!). This account is specifically for paying for the occasional mistakes I make, like forgetting to pay for parking. I contribute a small amount to it every month, just in case.

While it would be great if I never made absent-minded mistakes, and some of them weren’t so financially punitive, I believe this approach helps me stay proactive. Instead of beating myself up over it, I can move on with my life.

Weathering the Storm

The important part is that I can weather this storm because of my proactiveness in the past. I had made a decision during a moment of strength to protect against a future moment of weakness. Because of Past Steve’s acceptance that “stuff happens,” this didn’t affect me in the slightest.

This got me thinking about this concept in terms of wellness too. Sometimes, we need to be proactive about taking care of ourselves, whether that means scheduling self-care or making time for exercise.

Emergency Workout Fund

I recently came across a post from Andrew Coates on Instagram that resonated with me. He talked about having an “Emergency Workout Fund” – a concept where you bank extra days off for when you really need them in the future. The idea is to put workouts into this fund, even when you don’t feel like it, so that Future You can thank you later.

I believe this concept can be applied to many areas of life, not just fitness. By being proactive and taking care of ourselves, we can weather any storm that comes our way.

Conclusion

In conclusion, having an “Absent Minded Fund” or an “Emergency Workout Fund” can help us stay proactive and take care of ourselves. By being prepared for the unexpected, we can reduce stress and increase our sense of control over our lives.

FAQs

Q: What is an “Absent Minded Fund”?
A: An “Absent Minded Fund” is a separate savings account where you contribute a small amount each month for unexpected expenses or mistakes you make, like forgetting to pay for parking.

Q: Why do I need an “Emergency Workout Fund”?
A: An “Emergency Workout Fund” is a concept where you bank extra days off for when you really need them in the future. It encourages you to prioritize self-care and exercise, even when you don’t feel like it.

Q: How can I start an “Absent Minded Fund” or an “Emergency Workout Fund”?
A: You can start an “Absent Minded Fund” by opening a separate savings account and contributing a small amount each month. For an “Emergency Workout Fund,” simply schedule extra workouts into your calendar and show up, even when you don’t feel like it.